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This page contains tools and resources for finding, using and starting alternative currencies.

Precious Metals

Precious metals are rare, naturally occurring metallic chemical elements with high economic value. they are less reactive than most elements, have higher melting points than other metals, are softer, more ductile and have a high lustre. Their value is determined by: 1) rarity, 2) uses as an investment commodity and/or 3) uses in industrial processes. Today precious metals are mostly used in art, jewellery and industrial processes but once upon a time were used as common currency. Read more>>>


Lear Capital

Lear Capital is a provider of physical precious metals like gold and silver as well as Gold IRAs. Their services for over a decade have helped people diversify against the volatility of a traditional investment portfolio and defend against the pending threat of economic crisis. Lear Capital's Gold IRAs are a great alternative to the traditional 401kand 403b retirement plans.

SD Bullion

SD Bullion is the most trusted, lowest cost online retailer of gold, silver, and lead bullion educating the masses in the value of hard assets and preparation. From silver bars to mint coins, SD Bullion offers a wide variety of investment options including gold, silver, platinum and copper, a secure and segregated precious metals depository, survival food, safes, vaults, and more.

Money Metals Exchange

Money Metals Exchange was recently named precious metals "Dealer of the Year" by industry ratings group Bullion Directory and offers great value with high integrity. Money Metals prides itself in being very beginner friendly and believes the average investor should never purchase precious metals that are not priced at or near their actual melt value.


Karatbars is an independent private Internet  trading house based in Germany that specializes in trading Gold bullion in the form of a card with small denominations of Gold embedded within. This is a way to gain access to gold even if you are not buying large quantities. Great for commerce if ever there was a economic crisis. The trade off is the lightly higher exchange rate for purchasing smaller units embedded in cards.

Time Exchanges

Time is the simplest form of currency that there is. Time banks exchange "labor hours" between participants for points collected in debit/credit recording systems (either paper or on-line). These points are measured in “time dollars” with all services rendering equal value within system based on the span of time the service was provided. Read more>>>

Hour World

hOurworld supports an international network of time banks with almost 35,000 participants in 520 communities. They provide free access to a software platform for starting new and converting existing time banks.


Timebanks is a good resource for finding an international directory of time banks as well as a thorough how to and resources on the philosophy behind timebanks. They pride themselves on five core values.

  • Clients become valued as assets.
  • Their contributions are valued – and rewarded – as real work.
  • Reciprocity between clients and professionals leads to mutually rewarding support and stronger outcomes all round.
  • Clients and service providers all contribute in ways that build a web of mutual support.
  • There is respect for each and for what each brings to the table.


Bliive is a social networking platform for people to collaborate and skill swap. Bliive uses cafe's, bars, restaurants, and galleries as what it calls hotspots, where people meet and can exchange time and skills.

Community Currencies Law

A project of the Sustainable Economies Law Center (SELC), Community Currencies Law is a user-supported library of legal tools, research, and resources to support economies based on barter, gifts, time banks, and local currencies.

Local Currencies

Schumachers Center for a New Economics

Schumachers Center for a New Economics has extensive resources on local currencies including legal aspects and tax implications as well as a directory of active, past and upcoming local currencies.


"Cryptocurrencies are a subset of alternative currencies, or specifically of digital currencies. Bitcoin became the first decentralized cryptocurrency in 2009. Since then, numerous cryptocurrencies have been created." ~ Wikipedia.      Read more>>>

Use Bitcoins

UseBitcoins is an interactive map and directory where people can explore all the places on the net that they are able to use Bitcoin.


VirWox is a virtual world exchange for a number of virtual currencies. It is presently the only exchange that accepts payments from paypal and credit cards.


MinerGate is an online platform for merged mining of Bitcoin and other digital currencies.


BitMixer is a Bitcoin anonymity tool called a mixing service that takes your dirty bitcoins and gives you back the same amount in new ones clear of your identity and trail. After the transaction, all user logs are deleted and they have a mirror to allow this to take place through Tor Network.


Zerocoin is a developing project to fix the privacy issues within bitcoin being developed by researchers at John Hopkins University that would allow Bitcoin users anonymity and unlinkability.

Prepaid Cards

While not in itself an alternative currency, prepaid cards offer an alternative to traditional banking and for that reason are a very effective alternative economic resource.

Visa Vanilla

Visa Vanilla is a pre-paid gift card that offers anonymity with financial transactions and can be purchased cash requiring no personal identifying information from most corner stores, drug stores and grocery stores in the US. d can be used with almost all merchants where visa is accepted but require registration online through their website to use in online transactions. Can be loaded in amounts between (20 500 dollars). Tip: Pay for gas inside or it will automatically charge $75 to your card. They also cannot be reloaded

Simon Visa Gift Card

Simon Visa Gift Card is a non reloadable prepaid visa gift card that can be used at all merchants that accept visa. They take up to $500, accept cash, and don’t ask for a name, much less address or SSN. Their malls are everywhere and web interface lets you connect any name and address you want to each card, so you can use them with merchants that do AVS checks which means anonymous online purchases.