This page provides tools and resources for enhancing ones financial liberty and economic independence. Browse by category or scroll for a complete list.
alternative economics categories
Tools and Resources
Ethical Consumerism Tools
Voting with your dollar or boycotting socially irresponsible companies is known as ethical consumerism. "Ethical consumerism (alternatively called ethical consumption, ethical purchasing, moral purchasing, ethical sourcing, ethical shopping or green consumerism) is a type of consumer activism that is based on the concept of dollar voting. It is practised through 'positive buying' in that ethical products are favoured, or 'moral boycott', that is negative purchasing and company-based purchasing." -Wikipedia.
CSR rating tools
Apps, directories, websites and organizations, tools and resources for dollar voting based on ratings of companies on environmental, workers rights, energy consumption, corporate social responsibility, societal impact ect...
CSR certification tools
Tools for certifying corporate social responsibility in legal structuring and practices.
Boycott Tools and Resources
Boycotting is one of the most powerful means by which consumers and activists can change policies and practices they disagree with. Boycotts are a popular, effective way to bring about changes to improve our world. Find tools and resources for boycotting here.
I. Alternative Currencies
a. Precious metals
SD Bullion is an online retailer of gold and silver bullion. they offer a wide variety of investment options.
b. Time Exchanges
Hour World provides a national directory of time banks totalling over 32,000 participants and over 490 communities. They also provide free software and a platform for starting new time banks.
Timebanks is a good resource for finding an international directory of time banks as well as a thorough how to and resources on the philosophy behind timebanks.
Bliive is a social networking platform for people to collaborate and skill swap. Bliive uses cafe's, bars, restaurants, and galleries as what it calls hotspots, where people meet and can exchange time and skills.
c. Local Currencies
Schumachers Center for a New Economics
Schumachers Center for a New Economics has extensive resources on local currencies including legal aspects and tax implications as well as a directory of active, past and upcoming local currencies.
Community Currencies Law
A project of the Sustainable Economies Law Center (SELC), Community Currencies Law is a user-supported library of legal tools, research, and resources to support economies based on barter, gifts, time banks, and local currencies.
UseBitcoins is an interactive map and directory where people can explore all the places on the net that they are able to use Bitcoin.
VirWox is a virtual world exchange for a number of virtual currencies. It is presently the only exchange that accepts payments from paypal and credit cards.
MinerGate is an online platform for merged mining of Bitcoin and other digital currencies.
BitMixer is a Bitcoin anonymity tool called a mixing service that takes your dirty bitcoins and gives you back the same amount in new ones clear of your identity and trail. After the transaction, all user logs are deleted and they have a mirror to allow this to take place through Tor Network.
Zerocoin is a developing project to fix the privacy issues within bitcoin being developed by researchers at John Hopkins University that would allow Bitcoin users anonymity and unlinkability.
e. Prepaid Cards
Visa Vanilla is a pre-paid credit card that offers anonymity with financial transactions and can be purchased cash requiring no personal identifying information...
Simon Visa Gift Card
Simon Visa Gift Card is an anonymous non reloadable prepaid credit card that you can use them with merchants that do AVS checks which means anonymous online purchases...
II. Debt reduction and prevention
a. Debt Consolidation and Reduction
CuraDebt offers debt consolidation and settlement for credit cards, medical bills, as well as other unsecured and tax debt.
National Debt Relief
National Debt Relief specializes in debt settlement. They have negotiated thousands of settlements and are one of the largest in the US.
b. Alternative Credit
Frontier Liberty has partnered with Rental Kharma to bring you a way to build credit without needing to go into debt using rental history.
Ecredable has pioneered a way to create a complementary credit score, which can be used in the process of qualifying for a car, home loan or line of credit even if you don’t have a traditional credit score.
Shared Secure loans
Shared Secure Loans: are loans against your own money, enabling borrowers (owners?) to build credit without going into debt. They are Loans only offered by local credit unions to credit union members.
Shared Secure Loans are also surprisingly not part of the credit generated out of thin air on top of reserve deposits via the Fractional Reserve Banking Method. According to Amanda Beard the Leading Production Manager at Velocity Credit Union and her associate, when asked whether members where loaned their own money or lending funds based on reserve deposits in a Shared Secure Loan, she responded "you are loaned your own money from your own savings account." This makes Shared Secure Loans a great alternative to contributing to further inflation!
National Credit Union Administration
National Credit Union Administration has an interactive map for users to locate local credit unions in their area.
III. Entrepreneurship tools and resources
Kickstarter is an all or nothing global crowdfunding platform. While the largest, it is for funding "creative projects" with the stated mission to "help bring creative projects to life."
Indigogo is a crowd funding platform that is more a small business friendly and open to non-artistic ventures. While slightly smaller, Indigogo allows you to keep the funds you do raise even if you don’t reach your goal., as well as have teams working on your campaign.
Created by an entrepreneur for entrepreneurs to have more successful croudfunding campaigns, Krowdster provides data analytics from 500,000+ campaigns across from Indiegogo, Kickstarter, RocketHub, Pozible, and Tubestart. Optimizes campaign page and rewards setup based on metrics so ventures are not a crapshoot. They also promote your campaign to 300,000+ crowdfunding supporters.
Kiva Zip is a non-profit that offers microfinance loans to entrepreneurs interest free does not require a credit score or collateral to be verified. Enabling entrepreneurs to finance ventures that large lending institutions might not support and not be subject to usury.
c. outsourcing tools
Freelancer is an online marketplace where virtually anyone can create their own business and get services and assignments done remotely.
Fiverr is a global online marketplace for outsourcing small tasks and services, beginning at a cost of $5 per job performed.
d. web tools
Orange Website is a Web Host and Domain Name Server based in Iceland specifically designed to "provide everyone in the world an equal opportunity to publish their words freely without being harassed or censored" and is "for people who are concerned about security and privacy matters."
Unseen is a Webhost and Domain Name Server created in response to revelations about censorship and NSA monitoring of personal data. Headquarters to Iceland for to offer greater privacy protection.
e. Marketing tools
A marketing tool that is not destructive to privacy and liberty. Startuplister manually submits your startup to directories, review sites, & industry blogs to assist in the generation of traffic and exposure. No buying or stealing emails and phone numbers.
LawDepot is a platform where entrepreneurs can prepare and customize legal documents as well as get help choosing a business structure.
Iubenda is a drag and drop service for generating privacy policies based on the services and content of your website.
Docracy is crowd-sourced legal documents, socially curated by the community.
Coinbase is a bitcoin payment processor. It allows online companies to accept Bitcoin, a currency that is not as hostile to liberty as Federal Reserve Notes.
Openbucks is a gift card-based payment network allowing retailers and merchants to sell goods and services to customers without requiring them to obtain and use a credit card or a bank account, bringing liberty/privacy-sensitive crowd into the online shopping space.
Paygarden is an alternative payment system that allows online merchants to accept other companies gift cards without requiring consumers to compromise any data about who they are. An A+ rating on the liberty Index.
g. Other great entrepreneurship and startup resources
While our tools and resources are specifically focusing on liberty enhancing technologies, there are many other useful tools for entrepreneurs that can be found in more thorough directories. Others worth mentioning are startupstash.com and startupweekend.org.